Pay, send, earn points, and grow—powered by AI, made easy. Transform your finances with intelligent insights and seamless rewards.
Smart financial tools for users and businesses powered by AI
Send and receive money anywhere, anytime with zero delays and transparent fees.
Earn points on every transaction—redeemable for cash, vouchers, and exclusive discounts.
Track spending and budgeting with AI assistant insights and smart suggestions.
Pay bills, shop online and in-store, automate recurring payments across all platforms.
Dashboard with real-time transactions, analytics, and smart reports for business growth.
Advanced AI-powered fraud monitoring and risk alerts to keep your money secure.
Get started in minutes with our simple onboarding process for users and businesses.
Quick registration with secure KYC verification to ensure safety.
Connect your bank, card, or existing wallet to start transacting.
Browse available offers and activate rewards to maximize your earnings.
Tap, scan QR, online checkout, or send to others—earn rewards on every transaction.
Tiered bonuses for frequent users and special merchant deals
Smart expense tracking and budget optimization suggestions
PCI-DSS compliance with biometric authentication and fraud detection
Join thousands of businesses growing with JhaPay. Accept payments seamlessly, track transactions in real-time, and boost your revenue with our merchant solutions.
Starting at just 3% per transaction with volume discounts
Get paid directly to your bank account within 24 hours
Credit/Debit Cards, ACH, Wire Transfers, Digital Wallets, and Buy Now Pay Later
Real-time insights into sales, customer behavior, and trends
Priority support with dedicated account managers
Secure & reliable payment processing
Accept payments with custom QR codes
Track sales & customer insights
APIs, SDKs & plugins available
Flexible pricing options for individuals and businesses
Trusted by thousands of users and businesses
"Made paying friends super easy—no delays, no fees. The rewards program is amazing!"
Individual User
"Business dashboard analytics are a game-changer. Real-time insights help us make better decisions."
Business Owner
"Rewards keep me coming back to the app. The AI suggestions actually help me save money!"
Frequent User
Join millions of users who trust JhaPay for their daily transactions and financial growth.